Turn your crypto
into instant credit
Get your free Visa Signature Exa Credit Card and access fixed interest loans with the Exa App
Turn your crypto into instant credit
Get your free Visa Signature Exa Credit Card and access fixed interest loans with the Exa App
Turn your crypto into instant credit
Get your free Visa Signature Exa Credit Card and access fixed interest loans with the Exa App
Free Visa Signature card
Access airport lounges, travel assistance, savings on car rentals worldwide, and more.
Free Visa Signature card
Access airport lounges, travel assistance, savings on car rentals worldwide, and more.
Paid
successfully
$ 7.49
New York, NY
Paid
successfully
$ 7.49
New York, NY
Paid
successfully
$
$
7.49
7.49
New York, NY
New York, NY
Loan
approved
$
500.00
Loan
approved
$
500.00
Loan
approved
$ 500.00
Loan
approved
$
500.00
Loan
approved
$ 500.00
Loan
approved
$
500.00
No credit check required
Instantly unlock fixed-rate loans using your crypto assets as collateral.
No credit check required
Instantly unlock fixed-rate loans using your crypto assets as collateral.
Earn while you spend
Your crypto assets grow even while you borrow or pay.
Earn while you spend
Your crypto assets grow even while you borrow or pay.
$
2,200.00
6.32% APR
$
2,200.00
6.32% APR
$
2,200.00
6.32% APR
Seamlessly transfer in and out
Seamlessly transfer in and out
Receive payments from the USA and Europe
Get your clients or marketplace payments via ACH, SEPA and wire transfers directly in crypto.
Receive payments from the USA and Europe
Get your clients or marketplace payments via ACH, SEPA and wire transfers directly in crypto.
From your bank to your Exa Wallet and back
Deposit or withdraw in your local currency. Move money between your bank and your Exa Wallet.
From your bank to your Exa Wallet and back
Deposit or withdraw in your local currency. Move money between your bank and your Exa Wallet.
Withdraw cash from any NFC-enabled ATM
Just tap with your smartphone at any compatible ATM and withdraw cash worldwide.
Withdraw cash from any NFC-enabled ATM
Just tap with your smartphone at any compatible ATM and withdraw cash worldwide.
A secure wallet that only you control
Secured with passkeys
Use your device’s biometrics to keep your account secure at all times.
100% self-custodial account
Add a second owner
Secured with passkeys
Use your device’s biometrics to keep your account secure at all times.
100% self-custodial account
Add a second owner
A secure wallet that only you control
And so much more…
Enjoy free, instant transactions
Swap tokens from multiple networks
Swap tokens from multiple networks
Debt refinancing or partial payment
COMING SOON
Fast and secure QR payments
Debt refinancing or partial payment
Fast and secure QR payments
COMING SOON
What our users are saying
Spent all day fighting with traditional bank debit limits just to buy a flight. Then I msged @GabrielGruber and asked about @Exa_App, it took 2 mins to set up, 1 min to fund, and tickets bought right away. Great experience.
Fede Molina
@federicomolina
The @Exa_App from @GabrielGruber and company is an incredible product. The real test is using it in Africa! After 7 days on CPT without a single issue, we'll see how it performs in Zimbabwe, Zambia, and Botswana.
Jose Landez
@JoseLandez_
I believe this is the future of DeFi: your funds, owned by you, credit based on your collateral, and connected to the real world through a Visa card you can use anywhere —and without thinking about a seed phrase!! This is how we onboard the next billion users.
Lumi
@oxlumi
Usando @Exa_App para el día a día… credito o débito todo en un solo lugar.. muy buena UI/UX y mientras no la uso, los usdc están al 7% de apr! 👏👏
Avilches
@_avilches
Is it only me, or does EtherFi's card review process take forever? I got my virtual card from @Exa_App in like seconds😕
Weiting Chen
@weitingchentw
Tremenda plataforma @Exa_App , fondeada con eth, generando retornos con esa garantía, cuoteando perfecto consumos dolarizados a baja tasa y con claridad en la deuda. Q hermoso producto onchain
El panzas
@elgordonqn
Numbers that speak volumes
Exa total processed volume
Exa total processed volume
Total transactions processed
Total transactions processed
Numbers that speak volumes
Financial infrastructure for the next generation of apps
We provide businesses with the tools they need to be the bridge between DeFi and the real world.
Financial infrastructure for the next generation of apps
We provide businesses with the tools they need to be the bridge between DeFi and the real world.
Learn more about the Exa App
Learn more about the Exa App
How does the Exa Card work?
After downloading the Exa App, adding funds, and going through a 3-minute KYC process, an all-in-one card (credit and debit) is created. You can configure it as debit or credit from the “Card” screen. If you have configured your Exa Card as a debit card, the value of every purchase you make will be directly deducted from your balance. You will have the option to set which assets you want to spend first. If you have configured your Exa Card as a credit card, every time you use it, you take out a loan within the Exactly Protocol, using the crypto you selected as collateral. You will have previously defined the number of installments on the card page. This variable, among others related to the usage of the protocol and liquidity (that you can check in the Exactly Protocol documentation), defines the interest that you will pay for your loan.
How does the Exa Card work?
Where is the Exa Card issued?
What fees are associated with the usage of the Exa Card?
What's the Exa Card's conversion rate for non-USD purchases?
Is there a physical card?
Do I have to undergo Know Your Customer (KYC) to utilize the Exa App?
Where is the card available?
How does the funding work?
Turn your crypto into instant credit
Turn your crypto into instant credit
© 2026 Exa Labs SAS. All rights reserved.
All borrowing and spending features are enabled by non-custodial smart contracts. Terms apply. Cards are issued by licensed third parties; Exa Labs does not issue or manage payment instruments. Yield is variable and not guaranteed. Subject to protocol conditions and smart contract interaction. Access may be restricted in certain jurisdictions.
© 2026 Exa Labs SAS. All rights reserved.
All borrowing and spending features are enabled by non-custodial smart contracts. Terms apply. Cards are issued by licensed third parties; Exa Labs does not issue or manage payment instruments. Yield is variable and not guaranteed. Subject to protocol conditions and smart contract interaction. Access may be restricted in certain jurisdictions.